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9 December 2019

Capital requirement for First Home Loan Deposit Scheme mortgages

This page contains APRA’s consultation on the capital requirement for residential mortgages covered by the First Home Loan Deposit Scheme (FHLDS).

December 2019

On 9 December 2019, APRA released a response letter on the adjusted capital requirement for residential mortgages covered by the First Home Loan Deposit Scheme.

APRA's response letter and non-confidential submissions are available below:

Letter

Response to submissions: Capital treatment of mortgages under the First Home Loan Deposit Scheme

Non-confidential submissions

October 2019

On 28 October 2019, APRA issued a consultation letter inviting submissions on the capital treatment of residential mortgages covered by the FHLDS. Information on how to respond is contained in the consultation letter below.

Submissions close on 11 November 2019.  

Letter

Consultation on the capital treatment of mortgages under the First Home Loan Deposit Scheme 

Note on submissions

It is APRA's policy to publish all submissions on the APRA website unless the respondent specifically tells APRA in writing that all or part of the submission is to remain confidential. An automatically generated confidentiality statement in an email does not satisfy this purpose. If you would like only part of your submission to be confidential, you should provide this information marked as 'confidential' in a separate attachment.